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Perils*

The Tenantcover Policy will protect your personal belongings against direct physical loss except as excluded in the policy. Perils include:
  • Fire or lightning
  • Windstorm or hail
  • Explosion
  • Sonic boom
  • Riot or civil commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism or malicious mischief
  • Breakage of glass
  • Theft
*Some perils contain specific exclusions. See the actual policy for the details.
  • Falling objects
  • Weight of ice, snow or sleet
  • Sudden bursting or cracking of a heating or cooling system
  • Freezing of plumbing, heating and cooling systems
  • Accidental overflow or discharge of water from within the home
  • Power surge damage to electrical appliances
  • Volcanic eruption
 
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