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Xtra Features

Erie Insurance’s auto insurance “Xtra” features go above and beyond standard coverage.  At no additional charge, ERIE’s auto policy provides you and your family with more than 35 extra features such as: 

  • Up to $300 a day ($200 in Va., $100 in N.Y.) for incurred loss of earnings for your assistance in our investigation or defense of a claim or suit filed against you.  
  • Up to $500 for the expense of a bail bond premium arising from a covered accident or related traffic violation.
If physical damage coverage is purchased, Erie Insurance will:
  • Waive your comprehensive deductible when a damaged windshield is repaired rather than replaced* 
  • Pay up to $75 per person for travel costs because you were unable to reach your destination as a result of a covered loss.
  • Pay up to $350 for loss to personal effects, such as clothing and luggage, resulting from a covered loss while the personal effects are in or upon an auto we insure. Theft losses are covered if the entire vehicle is stolen.
  • Pay up to $50 for costs incurred for locksmith services if keys are accidentally locked in an auto we insure.
  • Pay up to $2,000 ($1,000 in Va. and N.Y.) for loss to a nonowned trailer.
  • Waive the collision deductible in the event of an accident between two auto insured by Erie Insurance**, or if the driver of an auto not insured by Erie Insurance is identified, solely liable and insured. Damage to the insured vehicle must be greater than the deductible.

* Additional premium required for full window glass coverage in N.Y.
** Not applicable in N.C.

 
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