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Additional Auto Insurance Coverage

Erie Insurance's private passenger auto policy insurance can be tailored, for an additional premium, to meet your individual needs.

Transportation Expenses

Covers transportation expenses, including the cost of car rental, should your auto become disabled due to a collision loss (included in Virginia at no additional cost). Transportation expense from a comprehensive loss is automatically included at basic limit when comprehensive is purchased. Higher limits are available for an additional charge.

Death and Disability Benefits

Provides death and/or disability benefits should you die or become disabled as a result of an auto accident.

Road Service

Pays reasonable towing and required labor costs at the site of breakdown when your auto is disabled.

Auto Security Protection*

Offers the following auto coverages:

  • Replacement Cost Coverage pays to replace your new auto following a covered total loss.
  • Repair Coverage pays to repair your new auto in the event of a covered loss other than a total loss without deduction for depreciation.
  • Lease/Loan Security Coverage pays the unpaid amount due on your lease or loan following a covered total loss.

* Not available in N.Y. and Va.

Auto Enhancement Coverage**

Offers the following auto coverages:

  • Diminishing deductible -- Reduce your physical damage deductible by $100, up to a maximum reduction of $500, for each consecutive claims-free policy year that your policy has been in force.
  • Deductible waiver -- Waive your auto physical damage deductible in the event that the loss involves both your auto and property insured under an Erie Insurance HomeProtector policy.
  • Death benefit -- Pays $1,000 in the event that anyone we protect dies as a result of bodily injury caused by an auto accident.
  • Increased coverage limits for sound equipment, personal effects, and travel costs.

** Not available in NC, N.Y. and Va.

 
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